In a comprehensive market analysis, global financial services leader Citi has significantly upgraded its long-term forecast for the stablecoin sector. The firm’s analysts now project substantial growth trajectories, outlining a base case scenario where the market capitalization reaches $1.9 trillion by 2030. More notably, they present an optimistic bull case predicting an expansion to approximately $4 trillion within the same timeframe.
The revised forecast reflects growing institutional confidence in stablecoins’ pivotal role within digital asset ecosystems. These dollar-pegged cryptocurrencies are increasingly viewed as critical infrastructure for payments, settlements, and bridging traditional finance with blockchain-based systems. The analysis suggests that accelerating adoption across decentralized finance (DeFi), cross-border transactions, and emerging tokenized asset markets will be primary growth drivers.
Citi’s research indicates that 2025 could mark a significant inflection point, with market capitalization demonstrating robust expansion that establishes a foundation for exponential growth through the latter half of the decade. The analysis considers factors including regulatory developments, technological advancements, and increasing integration with traditional financial services.
The upgraded projection underscores the financial industry’s recognition of stablecoins’ potential to transform global finance. As these digital assets continue to demonstrate utility beyond speculative trading, their market capitalization appears poised for substantial expansion, potentially reaching a scale comparable to major traditional financial instruments by the end of the decade.
