Standard Chartered Predicts $1 Trillion Shift from Emerging Market Banks to Stablecoins by 2028

In a significant projection for the digital finance landscape, Standard Chartered has forecasted that over $1 trillion in capital could migrate from traditional banking systems in emerging markets to stablecoins within the next three years. This anticipated shift underscores the accelerating global embrace of cryptocurrency-based financial solutions, driven by their efficiency, accessibility, and stability compared to conventional banking infrastructures. As adoption of digital assets continues to expand, stablecoins—digital currencies pegged to stable assets like fiat currencies—are increasingly viewed as reliable vehicles for value storage and cross-border transactions. The movement of such substantial capital highlights evolving investor and consumer preferences in regions where financial innovation meets growing demand for decentralized alternatives. This trend may reshape liquidity dynamics and financial service delivery across developing economies, signaling a pivotal moment in the convergence of traditional and digital finance.